/* Folkpiction Insurance — Mexlife-inspired theme */
:root {
  --teal: #004c54;
  --teal-dark: #003840;
  --teal-light: #0a6570;
  --gold: #e8a317;
  --gold-dark: #c98d0f;
  --white: #ffffff;
  --off-white: #f4f7f8;
  --gray: #6b7c80;
  --heading: #1a2e32;
  --border: #e2e8ea;
  --font: "Jost", sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: var(--font);
  color: var(--gray);
  line-height: 1.7;
  font-size: 16px;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: var(--teal);
  text-decoration: none;
  transition: color 0.2s;
}

a:hover {
  color: var(--gold);
}

h1, h2, h3, h4, h5, h6 {
  color: var(--heading);
  font-weight: 600;
  line-height: 1.3;
  margin: 0 0 0.75rem;
}

p {
  margin: 0 0 1rem;
}

.container {
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 15px;
}

/* Top bar */
.top-bar {
  background: var(--teal-dark);
  color: rgba(255, 255, 255, 0.85);
  font-size: 14px;
  padding: 10px 0;
}

.top-bar .container {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
}

.top-bar a {
  color: rgba(255, 255, 255, 0.9);
}

.top-bar a:hover {
  color: var(--gold);
}

.top-social {
  display: flex;
  gap: 14px;
  align-items: center;
}

.top-social a {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
}

.top-login .btn-sm {
  padding: 6px 18px;
  font-size: 13px;
}

/* Header */
.site-header {
  background: var(--white);
  box-shadow: 0 2px 20px rgba(0, 76, 84, 0.08);
  position: sticky;
  top: 0;
  z-index: 1000;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  gap: 20px;
}

.logo-link {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--heading);
  font-weight: 700;
  font-size: 26px;
}

.logo-link:hover {
  color: var(--teal);
}

.logo-link img.logo-icon {
  width: 58px;
  height: 58px;
  object-fit: contain;
}

.logo-link .logo-text {
  font-size: 28px;
  letter-spacing: 0.02em;
}

.main-nav ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 6px 28px;
}

.main-nav a {
  color: var(--heading);
  font-weight: 500;
  font-size: 15px;
  padding: 6px 0;
  position: relative;
}

.main-nav a.active,
.main-nav a:hover {
  color: var(--teal);
}

.main-nav a.active::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 2px;
  background: var(--gold);
}

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}

.nav-toggle span {
  display: block;
  width: 26px;
  height: 2px;
  background: var(--teal);
  margin: 6px 0;
}

/* Buttons */
.btn {
  display: inline-block;
  padding: 14px 32px;
  font-family: var(--font);
  font-weight: 600;
  font-size: 15px;
  border: none;
  border-radius: 4px;
  cursor: pointer;
  transition: background 0.2s, color 0.2s, transform 0.15s;
  text-align: center;
}

.btn-teal {
  background: var(--teal);
  color: var(--white);
}

.btn-teal:hover {
  background: var(--teal-light);
  color: var(--white);
}

.btn-gold {
  background: var(--gold);
  color: var(--white);
}

.btn-gold:hover {
  background: var(--gold-dark);
  color: var(--white);
}

.btn-outline {
  background: transparent;
  border: 2px solid var(--teal);
  color: var(--teal);
}

.btn-outline:hover {
  background: var(--teal);
  color: var(--white);
}

/* Section titles */
.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 50px;
}

.section-head .tag {
  color: var(--gold);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 13px;
  display: block;
  margin-bottom: 8px;
}

.section-head h2 {
  font-size: clamp(28px, 4vw, 40px);
}

.section-padding {
  padding: 90px 0;
}

.bg-light {
  background: var(--off-white);
}

.bg-teal {
  background: var(--teal);
  color: rgba(255, 255, 255, 0.9);
}

.bg-teal h2,
.bg-teal h3,
.bg-teal h4 {
  color: var(--white);
}

/* Hero */
.hero {
  position: relative;
  padding: 80px 0 120px;
  background: var(--off-white);
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}

.hero-content h1 {
  font-size: clamp(32px, 5vw, 48px);
  margin-bottom: 20px;
}

.hero-content h1 span {
  color: var(--teal);
}

.hero-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 28px;
}

.hero-image-wrap {
  position: relative;
}

.hero-image-wrap img {
  border-radius: 8px;
  width: 100%;
  min-height: 380px;
  object-fit: cover;
  box-shadow: 0 20px 50px rgba(0, 76, 84, 0.15);
}

.hero-cards {
  display: flex;
  gap: 0;
  margin-top: -60px;
  position: relative;
  z-index: 2;
  flex-wrap: wrap;
}

.hero-card {
  flex: 1;
  min-width: 240px;
  padding: 28px 32px;
  display: flex;
  align-items: center;
  gap: 16px;
}

.hero-card.white {
  background: var(--white);
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
}

.hero-card.teal {
  background: var(--teal);
  color: var(--white);
}

.hero-card.teal h4 {
  color: var(--gold);
}

.hero-card h4 {
  margin: 0;
  font-size: 20px;
}

.hero-card p {
  margin: 0;
  font-size: 14px;
  opacity: 0.85;
}

.hero-card-icon {
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: var(--off-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: var(--teal);
  flex-shrink: 0;
}

.hero-card.teal .hero-card-icon {
  background: rgba(255, 255, 255, 0.15);
  color: var(--gold);
}

/* Service cards */
.service-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.service-card {
  position: relative;
  overflow: hidden;
  border-radius: 6px;
  min-height: 320px;
}

.service-card img {
  width: 100%;
  height: 100%;
  min-height: 320px;
  object-fit: cover;
  transition: transform 0.4s;
}

.service-card:hover img {
  transform: scale(1.05);
}

.service-card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0, 76, 84, 0.92) 0%, transparent 60%);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 24px;
  color: var(--white);
}

.service-card-overlay h4 {
  color: var(--white);
  margin-bottom: 8px;
}

.service-card-overlay a {
  color: var(--gold);
  font-weight: 600;
  font-size: 14px;
}

/* About block */
.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: center;
}

.about-image {
  position: relative;
}

.about-image img {
  border-radius: 6px;
  width: 100%;
  object-fit: cover;
}

.about-badge {
  position: absolute;
  bottom: 30px;
  right: -20px;
  background: var(--gold);
  color: var(--white);
  padding: 24px;
  text-align: center;
  border-radius: 4px;
  min-width: 120px;
}

.about-badge strong {
  display: block;
  font-size: 36px;
  line-height: 1;
}

.check-list {
  list-style: none;
  padding: 0;
  margin: 20px 0;
}

.check-list li {
  padding: 8px 0 8px 32px;
  position: relative;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

/* Icon features teal band */
.icon-band {
  padding: 70px 0;
}

.icon-band-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  text-align: center;
}

.icon-circle {
  width: 90px;
  height: 90px;
  border: 2px solid rgba(255, 255, 255, 0.4);
  border-radius: 50%;
  margin: 0 auto 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 32px;
  color: var(--gold);
}

.icon-band h4 {
  color: var(--white);
  font-size: 18px;
}

/* Gold icon features */
.feature-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  text-align: center;
}

.feature-item .icon-gold {
  width: 80px;
  height: 80px;
  border: 2px solid var(--gold);
  border-radius: 50%;
  margin: 0 auto 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 28px;
  color: var(--gold);
}

/* Counters */
.counter-bar {
  padding: 60px 0;
}

.counter-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}

.counter-item h3 {
  color: var(--gold);
  font-size: 42px;
  margin-bottom: 4px;
}

.counter-item p {
  color: rgba(255, 255, 255, 0.9);
  margin: 0;
}

/* Quote section */
.quote-section {
  padding: 90px 0;
}

.quote-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: stretch;
}

.quote-form-box {
  background: var(--teal);
  padding: 45px 40px;
  border-radius: 6px;
  color: rgba(255, 255, 255, 0.9);
}

.quote-form-box h3 {
  color: var(--white);
  margin-bottom: 24px;
}

.quote-gallery {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
}

.quote-gallery img {
  width: 100%;
  height: 100%;
  min-height: 140px;
  object-fit: cover;
  border-radius: 4px;
}

.quote-gallery .tall {
  grid-row: span 2;
  min-height: 292px;
}

/* Forms */
.form-group {
  margin-bottom: 18px;
}

.form-group label {
  display: block;
  margin-bottom: 6px;
  font-size: 14px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.95);
}

.form-group label.dark-label {
  color: var(--heading);
}

.form-control {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: 4px;
  font-family: var(--font);
  font-size: 15px;
  background: var(--white);
}

.quote-form-box .form-control {
  background: rgba(255, 255, 255, 0.95);
  border-color: transparent;
}

.form-control:focus {
  outline: 2px solid var(--gold);
  border-color: var(--gold);
}

.form-control.error {
  border-color: #c0392b;
  outline-color: #c0392b;
}

.field-error {
  color: #c0392b;
  font-size: 13px;
  margin-top: 4px;
  display: none;
}

.field-error.visible {
  display: block;
}

.checkbox-group {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 16px;
}

.tag {
  color: var(--gold);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 2px;
  font-size: 13px;
  display: block;
  margin-bottom: 8px;
}

.checkbox-group input[type="checkbox"] {
  width: 20px;
  height: 20px;
  min-width: 20px;
  margin-top: 3px;
  accent-color: var(--teal);
  cursor: pointer;
  flex-shrink: 0;
}

.checkbox-group label {
  margin: 0;
  font-weight: 400;
  cursor: pointer;
  line-height: 1.5;
  flex: 1;
}

.checkbox-group .field-error {
  flex: 0 0 100%;
  margin: 4px 0 0 32px;
}

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}

.form-success {
  display: none;
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid var(--gold);
  padding: 20px;
  border-radius: 4px;
  text-align: center;
  color: var(--white);
  font-size: 18px;
  font-weight: 600;
}

.form-success.visible {
  display: block;
}

.form-success.light {
  background: #e8f5e9;
  border-color: #2e7d32;
  color: #1b5e20;
}

/* FAQ */
.faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
  align-items: start;
}

.faq-image img {
  border-radius: 6px;
  width: 100%;
  object-fit: cover;
  min-height: 400px;
}

.accordion-item {
  border: 1px solid var(--border);
  margin-bottom: 12px;
  border-radius: 4px;
  overflow: hidden;
  background: var(--white);
}

.accordion-header {
  width: 100%;
  padding: 18px 20px;
  background: var(--white);
  border: none;
  text-align: left;
  font-family: var(--font);
  font-size: 16px;
  font-weight: 600;
  color: var(--heading);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.accordion-header::after {
  content: "+";
  color: var(--gold);
  font-size: 22px;
}

.accordion-item.open .accordion-header::after {
  content: "−";
}

.accordion-body {
  display: none;
  padding: 0 20px 18px;
  font-size: 15px;
}

.accordion-item.open .accordion-body {
  display: block;
}

/* Testimonial card */
.testimonial-card {
  background: var(--white);
  padding: 40px;
  border-radius: 6px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.06);
  max-width: 700px;
  margin: 0 auto;
  position: relative;
}

.testimonial-card .quote-icon {
  color: var(--gold);
  font-size: 48px;
  line-height: 1;
  margin-bottom: 16px;
}

.testimonial-author {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-top: 24px;
}

.testimonial-author img {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  object-fit: cover;
}

/* Team */
.team-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.team-card {
  position: relative;
  overflow: hidden;
  border-radius: 6px;
}

.team-card img {
  width: 100%;
  height: 320px;
  object-fit: cover;
}

.team-overlay {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  background: linear-gradient(transparent, rgba(0, 76, 84, 0.95));
  padding: 24px 20px;
  color: var(--white);
}

.team-overlay h4 {
  color: var(--white);
  margin: 0;
}

.team-overlay span {
  color: var(--gold);
  font-size: 14px;
}

/* Blog cards */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.blog-card {
  background: var(--white);
  border-radius: 6px;
  overflow: hidden;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.06);
}

.blog-card img {
  width: 100%;
  height: 220px;
  object-fit: cover;
}

.blog-card-body {
  padding: 24px;
}

.blog-date {
  display: inline-block;
  background: var(--gold);
  color: var(--white);
  padding: 6px 14px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 12px;
}

/* CTA banner */
.cta-banner {
  background: var(--teal);
  padding: 50px 0;
  position: relative;
  overflow: hidden;
}

.cta-banner .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
}

.cta-banner h3 {
  color: var(--white);
  font-size: 28px;
  margin: 0;
}

/* Footer */
.site-footer {
  background: var(--teal-dark);
  color: rgba(255, 255, 255, 0.75);
  padding-top: 70px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 50px;
}

.footer-grid h4 {
  color: var(--white);
  font-size: 18px;
  margin-bottom: 22px;
  position: relative;
  padding-bottom: 12px;
}

.footer-grid h4::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 40px;
  height: 2px;
  background: var(--gold);
}

.footer-links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer-links li {
  margin-bottom: 10px;
}

.footer-links a {
  color: rgba(255, 255, 255, 0.75);
}

.footer-links a:hover {
  color: var(--gold);
}

.footer-social {
  display: flex;
  gap: 10px;
  margin-top: 20px;
}

.footer-social a {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-size: 14px;
}

.footer-social a:hover {
  background: var(--gold);
  color: var(--white);
}

.footer-newsletter .form-control {
  margin-bottom: 10px;
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  padding: 22px 0;
  text-align: center;
  font-size: 14px;
}

.footer-legal {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 20px;
  margin-top: 10px;
}

.footer-legal a {
  color: rgba(255, 255, 255, 0.7);
}

/* Page banner */
.page-banner {
  background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%);
  padding: 80px 0;
  text-align: center;
  color: var(--white);
}

.page-banner h1 {
  color: var(--white);
  font-size: clamp(32px, 5vw, 44px);
}

.breadcrumb {
  margin-top: 12px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.8);
}

.breadcrumb a {
  color: var(--gold);
}

/* Content pages */
.content-page {
  padding: 70px 0;
}

.content-page .prose {
  max-width: 900px;
  margin: 0 auto;
}

.content-page .prose h2 {
  margin-top: 2rem;
  font-size: 26px;
}

.content-page .prose h3 {
  margin-top: 1.5rem;
  font-size: 20px;
}

/* Pricing */
.pricing-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.pricing-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 40px 30px;
  text-align: center;
  transition: box-shadow 0.3s, transform 0.3s;
}

.pricing-card.featured {
  border-color: var(--teal);
  box-shadow: 0 20px 50px rgba(0, 76, 84, 0.15);
  transform: scale(1.03);
}

.pricing-card .price {
  font-size: 42px;
  color: var(--teal);
  font-weight: 700;
}

.pricing-card .price span {
  font-size: 16px;
  color: var(--gray);
  font-weight: 400;
}

.pricing-features {
  list-style: none;
  padding: 0;
  margin: 24px 0;
  text-align: left;
}

.pricing-features li {
  padding: 8px 0;
  border-bottom: 1px solid var(--border);
  font-size: 15px;
}

/* Projects */
.project-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.project-card {
  border-radius: 6px;
  overflow: hidden;
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
}

.project-card img {
  width: 100%;
  height: 240px;
  object-fit: cover;
}

.project-card-body {
  padding: 22px;
  background: var(--white);
}

/* Contact */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 50px;
}

.contact-info-box {
  background: var(--teal);
  color: rgba(255, 255, 255, 0.9);
  padding: 40px;
  border-radius: 6px;
}

.contact-info-box h3 {
  color: var(--white);
}

.contact-form-box {
  background: var(--white);
  padding: 40px;
  border-radius: 6px;
  box-shadow: 0 10px 40px rgba(0, 0, 0, 0.06);
}

/* Responsive */
@media (max-width: 1024px) {
  .service-grid,
  .team-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .icon-band-grid,
  .feature-grid,
  .counter-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .pricing-grid,
  .project-grid,
  .blog-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .pricing-card.featured {
    transform: none;
  }
}

@media (max-width: 768px) {
  .nav-toggle {
    display: block;
  }

  .main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    padding: 20px;
  }

  .main-nav.open {
    display: block;
  }

  .main-nav ul {
    flex-direction: column;
    gap: 0;
  }

  .main-nav a {
    display: block;
    padding: 12px 0;
    border-bottom: 1px solid var(--border);
  }

  .hero-grid,
  .about-grid,
  .quote-grid,
  .faq-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .service-grid,
  .icon-band-grid,
  .feature-grid,
  .counter-grid,
  .team-grid,
  .pricing-grid,
  .project-grid,
  .blog-grid,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .about-badge {
    right: 10px;
  }

  .hero {
    padding-bottom: 80px;
  }

  .hero-cards {
    margin-top: 30px;
  }

  .site-header {
    position: relative;
  }

  .header-inner {
    position: relative;
  }
}